For my record only, once get the new house CFO...
Renovation deposit - RM500
MBJB 1st 6 months cleaning charges - RM300
6 months advance security fees - RM660 (Estimate RM110 each month)
Security deposit - RM500
Quit rent and assessment tax - ???
Total: RM1860
Tuesday, December 13, 2011
Thursday, December 8, 2011
如何计算信用卡的利息？？？？
1.5%月息,但是如果每个月还不完的话,就会累积很多了.
以下例子
欠1000
第一个月利息就15.00, 总数1015. 还最低数额5%.(50.75)......剩下964.25 (假设在statement的第一天还).
接下来
第2月....利息(964.25*1.5%=14.46),欠额总数978.71,还最低数额5%或50 剩下928.71
第3月....利息(928.71*1.5%=13.93),欠额总数942.64,还最低数额5%或50 剩下892.64
第4月....利息(892.64*1.5%=13.39),欠额总数906.02,还最低数额5%或50 剩下856.02
第5月....利息(856.02*1.5%=12.84),欠额总数868.86,还最低数额5%或50 剩下818.86
第6月....利息(818.86*1.5%=12.28),欠额总数831.14,还最低数额5%或50 剩下781.14
第7月....利息(781.14*1.5%=11.72),欠额总数792.82,还最低数额5%或50 剩下742.85
第8月....利息(742.85*1.5%=11.14),欠额总数753.99,还最低数额5%或50 剩下703.99
第9月....利息(703.99*1.5%=10.56),欠额总数714.55,还最低数额5%或50 剩下664.55
第10月....利息(664.55*1.5%=9.97),欠额总数674.51,还最低数额5%或50 剩下624.51
第11月....利息(624.51*1.5%=9.36),欠额总数633.87,还最低数额5%或50 剩下583.87
第12月....利息(583.87*1.5%=8.76),欠额总数592.63,还最低数额5%或50 剩下542.63
总共付出利息129.48.....但还欠银行542.62
这个例子是根据每个月定期还,准时在statement的第一天所计算的.
如果late payment的话,还有extra charges的.
对于信用卡.....它就象两面刀....可上人也可伤自己. USE IT WISELY
－－－－－－－－－－－－－－－－－－－－－－－－－－
例子2：
6/9 刷了RM1000，Statement Sate 15/9, Due Date 1/10.
(A)1/10或之前还RM1000,没有任何利息
(B)假设26/9还了RM500；另外的余款在在26/10才还,你需还
RM500 + RM500 x 18% x 24 (1/10 后每天算利息）/365
= RM500 + RM5.92
= RM505.92
Friday, October 7, 2011
Friday, September 30, 2011
Cobbler (repair shoes service) at Johor Bahru
I always need engaged a cobbler to help me sew shoes/repair shoes since the quality of new shoes nowadays is so displeasure, but I always cannot remember where is it when I need this service. So I record down in this blog for future references hehe.
Johor Jaya - In front Dedap CIMB bank
Johor Jaya - Near The Store Dedap area
Johor Jaya - In front Dedap CIMB bank
Johor Jaya - Near The Store Dedap area
Johor Jaya - opposite Family Food court (长绨书局)
Taman Daya - Outside of Maybank & Bank Simpanan National
Taman Universiti Skudai - Beside Maybank & another one same raw with Number one food court
Taman Ungku Tun Aminah - CIMB Bank outside
Nusa Bestari - Near Hong Leong Bank
Mount Austin - Near RHB Bank
Aj & Aj Enterprise (Cobbler), unit C25, inside Giant Plentong.
Taman Daya - Outside of Maybank & Bank Simpanan National
Taman Universiti Skudai - Beside Maybank & another one same raw with Number one food court
Taman Ungku Tun Aminah - CIMB Bank outside
Nusa Bestari - Near Hong Leong Bank
Mount Austin - Near RHB Bank
Aj & Aj Enterprise (Cobbler), unit C25, inside Giant Plentong.
Tuesday, September 27, 2011
How to renew Car Insurance online with 10% Discount???
I going to renew my car road tax & insurance by next week.
Due to laziness & busy life, I decided to try renew my car insurance via internet at home and hopefully can enjoy the said 10% discount...
After 15 minutes googling, Etiqa Takaful is my choice since I heard my friend using this also..Please take note they claimed that you can enjoy 10% discount if you walk-in the policies company but I never try it out.
Step 1:-
Prepare the documents as below
1) Copy of Motor Cover Policy from previous Insurance/Takaful Institution or
2) Copy of Cover Note from previous Insurance/Takaful Institution or
3) Copy of Vehicle registration card
Step 2:-
Calculate the SUM covered you like by the website below:
http://www.autoclaims.com.my/agv1/home.php
Please take note this market value of your car are estimation only.
Step 2:-
Go to https://www.motortakaful.com/index.php?tpt=mt_cmd
Step 3:-
Click the "Start" button and fill all the necessary data field step by step.
(Email address must be correct so Motortakaful.com will send softcopy of E-cover note to your mailbox !!!)
Step 4:-
Pay the amount after 10% discount by
1) Credit Card (VISA or MASTERCARD)
2) FPX Internet Banking
3) Maybank2u.com (RM0.50 will be charged)
Step 5:-
Print out receipt/E-cover note so can make it as references in future.
Step 6:-
Renew your road tax at JPJ nearby(remember bring along Original copy of car registration card,you can take it from Bank).
Or you can renew the road tax via https://rdtax.myeg.com.my/MYROADTAX/
MYEG will deliver the road tax to your house/office by POS LAJU.
Benefit Of Online renewal of Car Insurance:
1) Pay by credit card
- Good for those short of cash on hand like me.
2) 10% discount which is roughly RM100 for my case
3) Save time
4) Save Petrol
5) Save parking fees
Due to laziness & busy life, I decided to try renew my car insurance via internet at home and hopefully can enjoy the said 10% discount...
After 15 minutes googling, Etiqa Takaful is my choice since I heard my friend using this also..Please take note they claimed that you can enjoy 10% discount if you walk-in the policies company but I never try it out.
Step 1:-
Prepare the documents as below
1) Copy of Motor Cover Policy from previous Insurance/Takaful Institution or
2) Copy of Cover Note from previous Insurance/Takaful Institution or
3) Copy of Vehicle registration card
Step 2:-
Calculate the SUM covered you like by the website below:
http://www.autoclaims.com.my/agv1/home.php
Please take note this market value of your car are estimation only.
Step 2:-
Go to https://www.motortakaful.com/index.php?tpt=mt_cmd
Step 3:-
Click the "Start" button and fill all the necessary data field step by step.
(Email address must be correct so Motortakaful.com will send softcopy of E-cover note to your mailbox !!!)
Step 4:-
Pay the amount after 10% discount by
1) Credit Card (VISA or MASTERCARD)
2) FPX Internet Banking
3) Maybank2u.com (RM0.50 will be charged)
Step 5:-
Print out receipt/E-cover note so can make it as references in future.
Step 6:-
Renew your road tax at JPJ nearby(remember bring along Original copy of car registration card,you can take it from Bank).
Or you can renew the road tax via https://rdtax.myeg.com.my/MYROADTAX/
MYEG will deliver the road tax to your house/office by POS LAJU.
Benefit Of Online renewal of Car Insurance:
1) Pay by credit card
- Good for those short of cash on hand like me.
2) 10% discount which is roughly RM100 for my case
3) Save time
4) Save Petrol
5) Save parking fees
Monday, September 12, 2011
Speed Trap 2011
PLUS North Bound (ke Utara)
*Under a bridge at about 456km, Sg Buloh junction.
*Under a bridge at about 459km, Bukit Lanjan interchange.
*Under the overhead restaurant at Sg Buloh.
*Under the last bridge before Sg Besi toll at 309.2km.
*Under the bridge at 296.5km, Bangi junction.
*Under the newly constructed bridge at 289.0km, after Nilai North junction.
*Under the bridge at 286.5km, Nilai North junction.
PLUS South Bound (ke Selatan)
*Below signboard at about 454.6km and 455.2km, Sg Buloh layby.
*Under the bridge after Subang junction at 11.3km.
*Under the bridge at 22km, Bukit Lanjan junction.
*Under the bridge before Mint hotel, Sg Besi Toll. 80km/h only!
*Under the bridge at 302.8km, Kajang junction.
*About 1km south of Bangi junction, both south and north bound outer lanes
*At 296.5km and 297km, Bangi junction.
*Under the newly constructed bridge at 289.0km, before Nilai North junction.
*At 285.5km and 285.8km, Nilai North junction.
*On center divider at 251.8km and 253km after Senawang junction.
*After Alor Gajah junction at 213.9km, next to water theme park.
*Behind the right hand crash barrier at 198.4km.
Elite Central Link East/North Bound
*On left hand side at 4.8km after Batu Tiga/Shah Alam exit
*Under the overhead restaurant at USJ/Hicom junction about 8.5km. 90km/h zone!
*Below the bridge before USJ/Hicom junction at 10.5km.
Elite Central Link West/South Bound
*Under the overhead restaurant at USJ/Hicom junction about 8.5km. 90km/h zone!
*Below the bridge before USJ/Hicom junction at 10.5km.
*After exit from KLIA toll to the airport, below Jalan Pekeliling flyover.90km/h
NKVE East/North Bound
*300m before Jalan Duta toll, 60km/h!
*Behind crash barrier on the left when going towards Jalan Duta toll, at 24.9km, 80km/h!
*Below bridge at Damansara Junction, 17.5km
NKVE West/South Bound
*Behind crash barrier on the left when leaving Jalan Duta toll from KL, at 25.3km and 25.7km, 80km/h!
*From Jln Duta, below the bridge, 23km, 80km/h zone!
*From Jln Duta, at the underpass at Sg Buloh Y-junction, 22km.
*Behind crash barrier at Damansara Junction, 17.7km and 16.8km
*Below railway bridge at 11.2km
*Under the bridge at Shah Alam junction.
Kesas East Bound
*Under the bridge at 44.8km, downhill run after Puchong junction.
Kesas West Bound
*At Sg Besi side of East Bound Toll. Kuala LumpurCity
*Jalan Duta; below the flyover at the Damansara junction, 70km/h zone.
Klang
*Dual carriageway between Klang and Port Klang. Towards Klang direction, at about 13km mile stone. 70km/h only!
East Coast
*Road sign at Karak highway is inadequate especially at Y junction; if you are unfamilar, go slow.
*East bound, downhill run after Raub junction.
*Maran, 60km/h zone.
*Paya Bungor, 70km/h zone.
SPEED TRAPS IN JOHOR South Bound
*Tangkak junction.
*Under the bridge after Yong Peng
North junction
*at 97.3km.
*Ayer Hitam junction.
*Sedenak junction.
SPEED TRAPS IN PERLIS, KEDAH AND PENANG
North Bound
*Around Ayer Hitam in 60km/h zone.
*Before Perwaja Steel.
*Sg Petani junction.
*Between Seberang Jaya junction and Sg Dua Toll.
*PenangBridge at island end.Speed limit 80km/h.
South Bound
*PenangBridgeisland end. Speed limit 80km/h.
*About 2km before Juru Toll Speed limit 90km/h.
SPEED TRAPS IN PERAK
North Bound
*Under the bridge at 197.1km and 198.8km, afterKamunting Junction.
*Under the bridge at 204.3km, after KamuntingJunction.
*Under the bridge at 208km, before Kamunting Junction.
*Under the bridge at 214.8km, before Kamuntingjunction.
*Ipoh Vista Point at about 263km. Speed limit 80km/h.
*Under the bridge at 271km, Ipoh North Junction.
*Under the bridge at 274.4km, Ipoh South Junction.
*Under the bridge at 286.9km, Simpang Pulai Junction.
*Under the bridge at 296km, Gopeng Junction.
*Under the bridge at 352.6km, after Sungkai Junction.
*Under the bridge at 353km, Sungkai Junction.
*Under the bridge at 373km, Slim River Junction.
South Bound
*Under the bridge at 199km, before Kamunting junction.
*Under the bridge at 241.9km, at Kalau Kangsarjunction.
*Under the sign post at 296.1km, before GopengJunction.
*Under the bridge at 297km, at Gopeng Junction.
*Under the bridge at 300km, after Gopeng junction.
*Under the bridge at 308.6km, after Gopeng junction.
*Under the bridge at 372.6km, at SlimRiverjunction.
*Under a bridge at about 456km, Sg Buloh junction.
*Under a bridge at about 459km, Bukit Lanjan interchange.
*Under the overhead restaurant at Sg Buloh.
*Under the last bridge before Sg Besi toll at 309.2km.
*Under the bridge at 296.5km, Bangi junction.
*Under the newly constructed bridge at 289.0km, after Nilai North junction.
*Under the bridge at 286.5km, Nilai North junction.
PLUS South Bound (ke Selatan)
*Below signboard at about 454.6km and 455.2km, Sg Buloh layby.
*Under the bridge after Subang junction at 11.3km.
*Under the bridge at 22km, Bukit Lanjan junction.
*Under the bridge before Mint hotel, Sg Besi Toll. 80km/h only!
*Under the bridge at 302.8km, Kajang junction.
*About 1km south of Bangi junction, both south and north bound outer lanes
*At 296.5km and 297km, Bangi junction.
*Under the newly constructed bridge at 289.0km, before Nilai North junction.
*At 285.5km and 285.8km, Nilai North junction.
*On center divider at 251.8km and 253km after Senawang junction.
*After Alor Gajah junction at 213.9km, next to water theme park.
*Behind the right hand crash barrier at 198.4km.
Elite Central Link East/North Bound
*On left hand side at 4.8km after Batu Tiga/Shah Alam exit
*Under the overhead restaurant at USJ/Hicom junction about 8.5km. 90km/h zone!
*Below the bridge before USJ/Hicom junction at 10.5km.
Elite Central Link West/South Bound
*Under the overhead restaurant at USJ/Hicom junction about 8.5km. 90km/h zone!
*Below the bridge before USJ/Hicom junction at 10.5km.
*After exit from KLIA toll to the airport, below Jalan Pekeliling flyover.90km/h
NKVE East/North Bound
*300m before Jalan Duta toll, 60km/h!
*Behind crash barrier on the left when going towards Jalan Duta toll, at 24.9km, 80km/h!
*Below bridge at Damansara Junction, 17.5km
NKVE West/South Bound
*Behind crash barrier on the left when leaving Jalan Duta toll from KL, at 25.3km and 25.7km, 80km/h!
*From Jln Duta, below the bridge, 23km, 80km/h zone!
*From Jln Duta, at the underpass at Sg Buloh Y-junction, 22km.
*Behind crash barrier at Damansara Junction, 17.7km and 16.8km
*Below railway bridge at 11.2km
*Under the bridge at Shah Alam junction.
Kesas East Bound
*Under the bridge at 44.8km, downhill run after Puchong junction.
Kesas West Bound
*At Sg Besi side of East Bound Toll. Kuala LumpurCity
*Jalan Duta; below the flyover at the Damansara junction, 70km/h zone.
Klang
*Dual carriageway between Klang and Port Klang. Towards Klang direction, at about 13km mile stone. 70km/h only!
East Coast
*Road sign at Karak highway is inadequate especially at Y junction; if you are unfamilar, go slow.
*East bound, downhill run after Raub junction.
*Maran, 60km/h zone.
*Paya Bungor, 70km/h zone.
SPEED TRAPS IN JOHOR South Bound
*Tangkak junction.
*Under the bridge after Yong Peng
North junction
*at 97.3km.
*Ayer Hitam junction.
*Sedenak junction.
SPEED TRAPS IN PERLIS, KEDAH AND PENANG
North Bound
*Around Ayer Hitam in 60km/h zone.
*Before Perwaja Steel.
*Sg Petani junction.
*Between Seberang Jaya junction and Sg Dua Toll.
*PenangBridge at island end.Speed limit 80km/h.
South Bound
*PenangBridgeisland end. Speed limit 80km/h.
*About 2km before Juru Toll Speed limit 90km/h.
SPEED TRAPS IN PERAK
North Bound
*Under the bridge at 197.1km and 198.8km, afterKamunting Junction.
*Under the bridge at 204.3km, after KamuntingJunction.
*Under the bridge at 208km, before Kamunting Junction.
*Under the bridge at 214.8km, before Kamuntingjunction.
*Ipoh Vista Point at about 263km. Speed limit 80km/h.
*Under the bridge at 271km, Ipoh North Junction.
*Under the bridge at 274.4km, Ipoh South Junction.
*Under the bridge at 286.9km, Simpang Pulai Junction.
*Under the bridge at 296km, Gopeng Junction.
*Under the bridge at 352.6km, after Sungkai Junction.
*Under the bridge at 353km, Sungkai Junction.
*Under the bridge at 373km, Slim River Junction.
South Bound
*Under the bridge at 199km, before Kamunting junction.
*Under the bridge at 241.9km, at Kalau Kangsarjunction.
*Under the sign post at 296.1km, before GopengJunction.
*Under the bridge at 297km, at Gopeng Junction.
*Under the bridge at 300km, after Gopeng junction.
*Under the bridge at 308.6km, after Gopeng junction.
*Under the bridge at 372.6km, at SlimRiverjunction.
Monday, August 15, 2011
Persona换新鞋：Michelin XM2
分享刚换了michelin xm2的心得：
我的persona的GoodYear Eagle NCT-5 OEM轮胎才用了63,000 KM就botak了！
有了上次雨天路滑打滑被viva撞上的经验，所以这次轮胎想换比较好的～
调查了新山好几间轮胎店，结果选了最贵的Michelin XM2。原因无他，轮胎有四条，命只有一条 : /
换了后，
过弯比较稳了～
舒服感提升了～
轮胎比较安静了～
刹车比较定了～
总之就是整个驾驶感觉提升了好多，也许还新吧！不知这种舒服感可以维持几久 : /
以下为各大新山轮胎店的价钱比较表～
Johor Jaya Rosmerah (Sin Heng)
**Good year 招牌,Ambank附近
Goodyear NCT-5 RM220
Goodyear Fuelmax RM240 (被他说到天上有地下无haha)
皇后优良
**RHB对面的店，美都同排
Continental CC5 - RM240
Yokohama A drive - RM220
Michelin XM2 - RM285
大学城Al-iksan对面Bridgestone店
Bridgestone Turanza AR10 - RM250
大学城U tyre (Pasar对面)
Michelin XM1 - RM270
Hankook 430 - RM240
Setia Tropika Dunlop
Michelin XM2 - RM275
我的persona的GoodYear Eagle NCT-5 OEM轮胎才用了63,000 KM就botak了！
有了上次雨天路滑打滑被viva撞上的经验，所以这次轮胎想换比较好的～
调查了新山好几间轮胎店，结果选了最贵的Michelin XM2。原因无他，轮胎有四条，命只有一条 : /
换了后，
过弯比较稳了～
舒服感提升了～
轮胎比较安静了～
刹车比较定了～
总之就是整个驾驶感觉提升了好多，也许还新吧！不知这种舒服感可以维持几久 : /
以下为各大新山轮胎店的价钱比较表～
Johor Jaya Rosmerah (Sin Heng)
**Good year 招牌,Ambank附近
Goodyear NCT-5 RM220
Goodyear Fuelmax RM240 (被他说到天上有地下无haha)
皇后优良
**RHB对面的店，美都同排
Continental CC5 - RM240
Yokohama A drive - RM220
Michelin XM2 - RM285
大学城Al-iksan对面Bridgestone店
Bridgestone Turanza AR10 - RM250
大学城U tyre (Pasar对面)
Michelin XM1 - RM270
Hankook 430 - RM240
Setia Tropika Dunlop
Michelin XM2 - RM275
Tuesday, July 5, 2011
Advantage of Proface
Maintenance
- Pass-through
Can debug the PLC in office
- CF card interface
network down, save all data into cf card
- Logic Monitor
View the ladder diagram directly from touch screen
Meeting room
- Email alerts
- Data Logging
- Report Preparation
- Recipes
Production line
- Expension Bus Interface
COntrol Function
- add sensor directly
Multimedia function
- Video playing
- View the recorded video file to check the error
USB interface
- quickly backup to USB
Delphin product training
Top Message
- use modbus/profibus also
- top message 500kb internal memory
- Virtual channel = calculation
- physical and virtual channel up to 1000 channel
Monday, May 23, 2011
Product brief....
Iconics
SCADA stands for supervisory control and data acquisition. It is kinda of centralized systems which monitor and control entire sites, normally widely using in manufacturing, production, power generation, water treatment , oil and gas etc.
SCADA stands for supervisory control and data acquisition. It is kinda of centralized systems which monitor and control entire sites, normally widely using in manufacturing, production, power generation, water treatment , oil and gas etc.
Genesis32 is a package suite which is most common in Iconics, it has Alarmworx, trendworx, graphworx as main components itself.
Graphworx - GUI editor module
Alarmworx - Alarm & events module
Trendworx - Dara logging/collection, reporting, trend & charting module.
BizViz is a manufacturing solutions which consist ReportWorX , PortalWorX , MobileHMI, Productivity Analytics, Alarm Analytics in one package. BizViz compiles data from multiple processes into visual summaries.
Iconics is a fully microsoft windows based software & compatible with the latest windows version.
DCOM(Something like API, a communication protocal to remote access over web)
SOAP(XML based protocol & data exchange by Web services)
GenClient / GenBroke (Communication module develop by Iconics to overcome tradisional DCOM TCP difficulities)
Why Genbroker better? High speed, secure, easy-to-configure, connect directly with all opc server !!!
DCOM - complex setting, not working in domain server, slow, hard to pass through firewall,time out problem!!!
Delphin
Delphin
Delphin, as a stand alone high end data acquisition device(DAQ),
provide complete software and hardware solutions for DATA monitoring application, such as testing technology and process engineering.
Origins from Germany - Germany quality!
Strength of this product: High sampling rate, high analog rezolution, Mean time between failures (MTBF) = zero down time, no programming involved.
Basically this product has 3 series: Top Message, Log Message & Expert key
Top message - I/O can be expand, higher flexibility, 1GB internal memory
Log Message - I/O fix, 1Gb internal memory
Expert key - cost effective model, no internal memory
Log message & expert key comes with ProfiSignal GO, which is the most basic sotfware.
It inclusive of alarm management, real time trend (trace back by zoom in/out), export to csv file format.
Profisignal Basic - Report generating automaticaly
Profisignal Klicks - write programming & input recipe
Expand - Links to Scada by OPC server, or lAbview
, links to GSM modem/PLC by serial com port
Friday, May 20, 2011
Product certification...
What is Ex Certificate?
It means an equipment can be safely operated in a potentially explosive athmosphere created by the presence of flammable gas, vapour, mist or clouds of combustibe dust.
An Ex Certificate is a statement of an independent Certification Body declaring that a product, process, or service meets the requirement of the European Directive (94/9/EC) concerning equipment intended for use in potentially explosive atmospheres (ATEX Directive).
What is CE Marking?
It means that the manufacturer has verified that the product complies with all relevant “essential requirements” (e.g. safety, health, environmental protection requirements) of the applicable directive
What is UL cert?
UL develops standards and test procedures for products, materials, components, assemblies, tools and equipment, chiefly dealing with product safety.
What is (FDA)?
Food and Drug Administration. Responsible for approving food and drugs for widespread use. they decide every thing about the food/drugs that are consumed by the general population.
喃喃自语的晚上。。。
DCOM
- inability to work well across NT domains
- Its complex settings often make its configuration ineffective when the client is remote.
- It is not easy to configure to pass through firewalls.
GenBroker
- uses TCP/IP and SOAP/XML channels to achieve real-time and secure communications between Web browser clients and WebHMI™ servers
- Unlike DCOM, GenBroker™ can communicate over the Internet.
平时不烧香, these all are basic of product knowledge but I just explore it tonight, as a 1 year + 3 months Sales Engineer!!!! Arghhhhhhhhhhhhhhhhhhhh..............
SOAP
- originally defined as Simple Object Access Protocol, is a protocol specification for exchanging structured information in the implementation of Web Services in computer networks. It relies on Extensible Markup Language (XML) for its message format
平时不烧香, these all are basic of product knowledge but I just explore it tonight, as a 1 year + 3 months Sales Engineer!!!! Arghhhhhhhhhhhhhhhhhhhh..............
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